Pay monthly autónomo Social Security (RETA) contributions — €87/month reduced rate first year, then income-based

The monthly RETA contribution is the price of the self-employed system: the title's reduced flat rate for the first stretch, then income-based brackets. It's auto-debited monthly, so treat it as fixed overhead in your pricing — and keep the bank account funded, because failed debits create exactly the kind of arrears letters nobody wants.

WHEN IT'S DUE

A yearly obligation — each year's window closes at the end of December.

WHY IT MATTERS

Missing this can trigger a financial penalty. Verified against an official government source (AEAT, extranjería, BOE).

WHAT COMES FIRST

• Register as self-employed: file Modelo 036 with Hacienda, then register with Social Security (RETA) the same day or within 60 days (Modelo 037 was abolished in 2025)

View the official source ↗

portal.seg-social.gob.es

Last verified 4 Jul 2026 · See what we’ve corrected →

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