Get Camino: Your Road to Spain
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SAMPLE ROADMAP
This is Susan & Tom's plan.
Susan & Tomretired couple from Austin, moving on the non-lucrative visa with their dog, still choosing between Valencia and Málaga — and hoping to become citizens one day. Get Camino turned their situation into the 30-step, deadline-aware roadmap below. Yours will look different: a few answers about your own move, and the same engine builds it just for you.
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Free · about 3 minutes · no account needed to start
30
total steps
21
required
4
life phases
Official requirement
Get Camino recommendation
✈️
Before you go
13
Identify your visa category — match your situation to a Spanish residence/visa type (non-lucrative, digital nomad, work, study, family)
Required
·
Due 3 Oct 2026
official
Apostille civil documents for the consulate (birth/marriage certificates and other foreign public documents) — under the 1961 Hague Convention; each document must be apostilled in the country that issued it
Required
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Due 1 Jan 2027
official
Book consulate appointment to lodge your visa application (allow 8–16 weeks lead time in the US) — appointments are booked through the consulate’s cita previa system
Required
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Due 2 Nov 2026
official
Obtain a national criminal-record check, apostilled and translated into Spanish — must be issued within 90 days of applying, so allow several weeks (US: an FBI-approved channeler speeds it up)
Required
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Due 2 Dec 2026
official
Obtain a medical certificate (issued within 90 days, on official letterhead, translated into Spanish) confirming no diseases per the International Health Regulations
Required
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Due 15 Feb 2027
official
Purchase private health insurance from a Spanish-authorized insurer — full coverage with no co-pays and no waiting periods (NLV requirement)
Required
·
Due 15 Feb 2027
official
Gather proof of passive income — €28,800/yr for the main applicant plus €7,200/yr per dependent (400% of IPREM; figures track IPREM each year)
Required
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Due 31 Jan 2027
official
Prepare letter of intent for NLV consulate application (reasons for move, intended region, source of income)
Required
·
Due 1 Jan 2027
official
Import your pet: microchip, valid rabies vaccination (given at least 21 days before travel), and — arriving from a non-EU country like the US — an EU animal health certificate issued by an authorised vet within 10 days of entry
Required
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Due 22 Mar 2027
official
Obtain certified sworn translations (traductor jurado) of all apostilled foreign documents into Spanish — only a MAEC-appointed sworn translator gives them official validity
Required
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Due 8 Jan 2027 (est.)
official
Notify home country tax authority of change of tax residence
Recommended
·
Due 2 Mar 2027
recommended
Decide where in Spain to live before you commit — if you’re unsure, plan a scouting trip and spend real time in 2–3 candidate areas, weighing cost of living, healthcare access, climate, transport links, expat/English-speaking support, and (if relevant) schools before you sign a lease or buy
Recommended
·
Due 5 Jul 2026
recommended
Consult a cross-border tax specialist before moving — time asset disposals to minimise Spanish tax exposure
Recommended
·
Due 3 Oct 2026
recommended
📍
First weeks
4
Obtain your NIE (Número de Identidad de Extranjero, form EX-15) — required for nearly all official and financial transactions
Required
·
Due 1 May 2027
official
Apply for your residence card (TIE) — start the process (fingerprinting/huella) within 30 days of entry; appointment waits can run several weeks in big cities
Required
·
Due 1 May 2027 (est.)
official
Obtain a digital certificate (FNMT) to file taxes online and receive official government notifications
Recommended
·
Due 31 May 2027 (est.)
official
Open a Spanish bank account (can be done remotely as a non-resident before arrival)
Recommended
·
Due 1 May 2027
recommended
🔄
Ongoing
2
File Modelo 720 (foreign-assets declaration) if any category of overseas assets exceeds €50,000 — filed 1 Jan–31 Mar; reformed flat-rate penalties apply since the 2022 EU court ruling struck down the old proportional regime
Penalty risk
·
Next due 31 Mar 2027 · yearly
official
File annual Spanish income tax return (Modelo 100 / IRPF) — window 2 April to 30 June, penalty for late filing
Penalty risk
·
Next due 30 Jun 2027 · yearly
official
🏡
When settled
11
Pass CCSE constitutional and sociocultural knowledge exam (Instituto Cervantes) — required for naturalization
Required
·
Due 13 Jun 2032 (est.)
official
Pass DELE A2 Spanish language exam (Instituto Cervantes) — required for naturalization
Required
·
Due 13 Jun 2032 (est.)
official
Pass Spanish driving test (theory + practical)
Required
·
Due 15 Dec 2027 (est.)
official
Apply for family reunification (reagrupación familiar) — available after ~1 year of legal residence with a renewed permit; needs an adequate-housing report and means (≈150% IPREM + 50% per extra member). Not needed if family applied together initially.
Required
·
Due 14 Jun 2028 (est.)
official
Renew non-lucrative residence permit — file within the 60 days before expiry (you may also file up to 90 days after, but late filing is a minor infraction, fine up to €500); show continued passive income and health insurance
Required
·
Due 15 Apr 2028 (est.)
official
Enroll in the Convenio Especial to buy into public healthcare — available after 1 year of continuous residence + empadronamiento; monthly premium €60 (under 65) or €157 (65+)
Recommended
·
Due 14 Jun 2028 (est.)
official
File Modelo 030 to register with Hacienda as a new Spanish tax resident (census of tax obligations)
Recommended
·
Starts once arrival
official
Apply for long-term residence after 5 years of continuous legal residence
Recommended
·
Due 13 Jun 2032 (est.)
official
Citizenship eligibility: 10 years of legal residency required
Info
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Due 12 Jun 2037 (est.)
official
Submit your naturalisation (nationality by residence) application to the Ministry of Justice
Required
·
Due 12 Jun 2037 (est.)
official
Complete the jura/promesa (oath of fidelity to the King and obedience to the Constitution, art. 23 Código Civil) at the Registro Civil — must be done within 180 days of the grant notification or the concession lapses
Required
·
Due 12 Jun 2038 (est.)
official
Your move won't look like Susan & Tom's.
Different passport, work, family, or plans — different roadmap. Tell Lola about your move and get the version that's actually yours, with real deadlines in the right order.
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Guidance only — not legal or tax advice.
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