Get Camino: Your Road to Spain
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SAMPLE ROADMAP
This is James & Priya's plan.
James & Priya — a British couple who already bought a house in Andalucía — the notary, registry, and tax chain is real, and their UK licences are on a six-month clock. Get Camino turned their situation into the 31-step, deadline-aware roadmap below. Yours will look different: a few answers about your own move, and the same engine builds it just for you.
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Free · about 3 minutes · no account needed to start
31
total steps
21
required
4
life phases
Official requirement
Get Camino recommendation
✈️
Before you go
15
Identify your visa category — match your situation to a Spanish residence/visa type (non-lucrative, digital nomad, work, study, family)
Required
·
Due 10 Oct 2026
official
▾
Apostille civil documents for the consulate (birth/marriage certificates and other foreign public documents) — under the 1961 Hague Convention; each document must be apostilled in the country that issued it
Required
·
Due 8 Jan 2027
official
▾
Book consulate appointment to lodge your visa application — wait times vary widely by consulate, so book as early as you can; appointments run through the consulate’s cita previa system
Required
·
Due 9 Nov 2026
official
▾
Obtain a national criminal-record check, apostilled and translated into Spanish — must be issued within 90 days of applying, so allow several weeks (US: an FBI-approved channeler speeds it up)
Required
·
Due 9 Dec 2026
official
▾
Obtain a medical certificate (issued within 90 days, on official letterhead, translated into Spanish) confirming no diseases per the International Health Regulations
Required
·
Due 22 Feb 2027
official
▾
Purchase private health insurance from a Spanish-authorized insurer — full coverage with no co-pays and no waiting periods (NLV requirement)
Required
·
Due 22 Feb 2027
official
▾
Gather proof of passive income — €28,800/yr for the main applicant plus €7,200/yr per dependent (400% of IPREM; figures track IPREM each year)
Required
·
Due 7 Feb 2027
official
▾
Prepare letter of intent for NLV consulate application (reasons for move, intended region, source of income)
Required
·
Due 8 Jan 2027
official
▾
Obtain certified sworn translations (traductor jurado) of all apostilled foreign documents into Spanish — only a MAEC-appointed sworn translator gives them official validity
Required
·
Due 15 Jan 2027 (est.)
official
▾
Notify home country tax authority of change of tax residence
Recommended
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Due 9 Mar 2027
recommended
▾
Start learning Spanish — book regular classes or a structured course (a local academy, an online tutor, or an intensive once you arrive). It makes daily life far easier, and builds the foundation if you later pursue citizenship.
Recommended
·
Due 10 Oct 2026
recommended
▾
Sign completion deed (escritura de compraventa) before a notary and pay the balance — the notarial public deed is the standard legal formalisation of the sale (and required if you take a mortgage)
Required
·
Due 8 Jan 2027
official
▾
Pay property transfer tax (ITP) on a resale property — roughly 6–11% of the price, set by each autonomous community
Penalty risk
·
Due 7 Feb 2027
official
▾
Register the escritura at the Land Registry (Registro de la Propiedad) — technically voluntary in Spain (mandatory only if you take a mortgage), but strongly recommended: it puts your title under court protection
Recommended
·
Due 7 Feb 2027
official
▾
Consult a cross-border tax specialist before moving — time asset disposals to minimise Spanish tax exposure
Recommended
·
Due 10 Oct 2026
recommended
▾
📍
First weeks
7
Empadronamiento (padrón municipal — register on your town’s census)
Required
·
Due 8 May 2027
official
▾
Obtain your NIE (Número de Identidad de Extranjero, form EX-15) — required for nearly all official and financial transactions
Required
·
Due 8 May 2027
official
▾
Apply for your residence card (TIE) — start the process (fingerprinting/huella) within 30 days of entry; appointment waits can run several weeks in big cities
Required
·
Due 8 May 2027 (est.)
official
▾
Obtain a digital certificate (FNMT) to file taxes online and receive official government notifications
Recommended
·
Due 7 Jun 2027 (est.)
official
▾
File Modelo 030 to register with Hacienda as a new Spanish tax resident (census of tax obligations)
Recommended
·
Due 22 May 2027 (est.)
official
▾
Engage a Spanish property lawyer for due diligence (title search, debts, planning, habitation licence)
Recommended
·
Due 8 May 2027
recommended
▾
Open a Spanish bank account (can be done remotely as a non-resident before arrival)
Recommended
·
Due 8 May 2027
recommended
▾
🔄
Ongoing
4
File Modelo 720 (foreign-assets declaration) if any category of overseas assets exceeds €50,000 — filed 1 Jan–31 Mar; reformed flat-rate penalties apply since the 2022 EU court ruling struck down the old proportional regime
Penalty risk
·
Next due 31 Mar 2027 · yearly
official
▾
File annual Spanish income tax return (Modelo 100 / IRPF) — window 2 April to 30 June, penalty for late filing
Penalty risk
·
Next due 30 Jun 2027 · yearly
official
▾
Pay the annual municipal property tax on your home to the town hall (IBI) — billing month varies by municipality
Penalty risk
·
Next due 31 Oct 2026 · yearly
official
▾
Pay community of owners (comunidad de propietarios) fees for shared building maintenance — a statutory obligation under the Ley de Propiedad Horizontal (Ley 49/1960, art. 9)
Required
·
Next due 31 Dec 2026 · yearly
official
▾
🏡
When settled
5
Exchange your driving licence under your country's bilateral agreement — a medical check, no driving test; your foreign licence is valid only ~6 months after you gain residency
Required
·
Due 22 Dec 2027 (est.)
official
▾
Apply for family reunification (reagrupación familiar) — available after ~1 year of legal residence with a renewed permit; needs an adequate-housing report and means (≈150% IPREM + 50% per extra member). Not needed if family applied together initially.
Required
·
Due 21 Jun 2028 (est.)
official
▾
Renew non-lucrative residence permit — file within the 60 days before expiry (you may also file up to 90 days after, but late filing is a minor infraction, fine up to €500); show continued passive income and health insurance
Required
·
Due 22 Apr 2028 (est.)
official
▾
Enroll in the Convenio Especial to buy into public healthcare — available after 1 year of continuous residence + empadronamiento; monthly premium €60 (under 65) or €157 (65+)
Recommended
·
Due 21 Jun 2028 (est.)
official
▾
Apply for long-term residence after 5 years of continuous legal residence
Recommended
·
Due 20 Jun 2032 (est.)
official
▾
Your move won't look like James & Priya's.
Different passport, work, family, or plans — different roadmap. Tell Lola about your move and get the version that's actually yours, with real deadlines in the right order.
Start my 3-minute interview →
More sample situations
Susan & Tom — US retirees on the non-lucrative visa →Anna & Max — an EU family — no visa needed →Maya — a solo remote worker on the digital-nomad visa →
Get Camino
Guidance only — not legal or tax advice.
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