Enroll in the Convenio Especial to buy into public healthcare — available after 1 year of continuous residence + empadronamiento; monthly premium €60 (under 65) or €157 (65+)

The Convenio Especial is Spain's buy-in to public healthcare for residents who don't yet contribute through work: a flat monthly premium (the title's figures, tiered by age) in exchange for the public system's cover. It becomes available after the title's year of continuous, padrón-registered residence — a common upgrade path for non-lucrative residents once private premiums start to sting.

WHEN IT'S DUE

Due within 365 days after your residency is established.

WHY IT MATTERS

Strongly advised, though not strictly mandatory. Verified against an official government source (AEAT, extranjería, BOE).

WHAT COMES FIRST

• Purchase private health insurance from a Spanish-authorized insurer

View the official source ↗

sanidad.gob.es

Last verified 4 Jul 2026 · See what we’ve corrected →

LOLA'S TIP

Sort this before you need it — coverage gaps are the expensive kind of surprise.

Where does this fall in your move?

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