← All guidesHEALTHCARE · REQUIRED
Purchase private health insurance from a Spanish-authorized insurer — full coverage with no co-pays and no waiting periods (NLV requirement)
NLV applicants must arrive fully insured by a Spanish-authorised private insurer, with cover comparable to the public system: no co-pays, no waiting periods. Travel insurance does not qualify. Insurers know this market well — ask specifically for a visa-compliant policy and get the compliance wording in writing for your application.
WHEN IT'S DUE
Due 45 days before you arrive in Spain.
WHY IT MATTERS
A legal requirement for your situation. Verified against an official government source (AEAT, extranjería, BOE).
WHAT COMES FIRST
• Identify your visa categoryView the official source ↗
LOLA'S TIP
Sort this before you need it — coverage gaps are the expensive kind of surprise.
Where does this fall in your move?
Whether this step even applies — and when it's due — depends on your passport, work, family and plans. Answer a few questions and Get Camino builds your full roadmap, every step in the right order with real deadlines.
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