Changelog

• Transfer-tax (ITP) rates for resale homes now show on the roadmap for Andalucía (7%), Madrid (6%), Cataluña (progressive 10%→13% since its June 2025 reform), and the Comunitat Valenciana — each verified on that region’s own tax portal.

• The verification pass caught a change most summaries still miss: the Comunitat Valenciana cut its general rate from 10% to 9% effective 1 June 2026.

• Wealth-tax regional reliefs recorded for Madrid and Andalucía (100% regional relief; the state solidarity tax can still apply above €3M).

• Deliberately staged: the other comunidades, bracketed wealth-tax scales, and school-enrollment windows (which change every year) wait for their own verification passes rather than shipping secondhand.

• The step title quoted a US-specific wait estimate ("8–16 weeks") to every applicant, whichever country they apply from — a UK tester caught it. Wait times vary widely by consulate, and the step now says exactly that, in all five languages.

• The consulate’s own cita previa page (the step’s official source) remains the source of truth for current lead times.

• Two conservative advisory warnings were added: if even the top of your stated income range falls short of a visa route’s published requirement (non-lucrative or digital-nomad), your roadmap now says so at planning time — not at the consulate.

• A question about US residency was collected but fed nothing in the catalog; it was removed rather than kept for show.

• All 55 official-source links were checked against the page they actually load, not just their status codes. Two were quietly broken — one pointed at a retired portal, one hit a cookie wall — and now point where they should.

• Every uncited official step was re-verified one by one and given a canonical government source.

• Corrected: the Spanish-language exam (DELE) exemption logic mis-handled applicants from the Philippines (Spanish-speaking-national and ex-colony are different things).

• Corrected: family-reunification eligibility for unmarried partners.

• Added: the EU citizen registration certificate step, which the catalog was missing entirely.

• Removed: the Modelo 720 "150% penalty" (struck down in 2022 — we had absorbed it from secondary sources) and Modelo 037 (abolished 2025).

• Corrected: family-reunification timing (about a year of residence, not 30 days), the medical-certificate apostille labeling, the school-enrollment window, the non-lucrative-visa renewal window (60 days before to 90 days after expiry), and land-registry inscription (voluntary and recommended, not mandatory).

• Added: the 6-month limit for exchanging a foreign driving licence.

• Public healthcare card correctly gated off the non-lucrative visa path (NLV holders carry private cover on arrival).

• Every obligation in the catalog was tagged with its provenance from day one; anything that could not be verified against an official source was pulled to a backlog rather than shipped. The catalog only carries steps we can stand behind.